Terms of Service

These Terms and Conditions of Use (the “Terms of Use”), together with any documents referred to herein, govern your use of our product and its related sites, services, applications, and tools (collectively, the “Services”), at fivewalls.com (the “Website”).

PART A – INFORMATION ABOUT US

The Services are operated by Fivewalls Inc. opa Fivewalls Realty (the “Company”), a corporation incorporated under the laws of Canada. Contact details for the Company can be found at fivewalls.com/contact.

PART B – ACCEPTING THE TERMS OF USE

By using the Services you confirm that you accept these Terms of Use and that you agree to abide by them. The word “you” in these Terms of Use refers to the individual accessing any of the Services offered by the Company. Should you access the Services on the behalf of another legal entity, you hereby warrant that you have the authority, actual or implied, to bind that entity to the Terms of Use.

In using the Services you represent and warrant that: (i) you have the capacity to enter into a legal agreement in the province, state, territory or country in which you reside; and (ii) your use of the Services will not violate any applicable law or regulation in the province, state, territory or country in which you reside.

If you do not have the capacity to enter into a legal agreement in the province, state, territory or country in which you reside, you may not use the Services unless a parent or legal guardian agrees and consents to these Terms of Use on your behalf. By permitting a person who lacks capacity to utilize the Services, the parent or legal guardian is hereby bound by the Terms of Use.

If you do not agree to the Terms of Use you must promptly discontinue your access to and use of the Services. Any continued use of the Services will be considered as consent and agreement to the Terms of Use.

PART C – TERMS APPLICABLE TO CONSUMERS

Part C of these Terms of Use sets out those terms and conditions which are specifically applicable to those persons (each, a “Consumer”) registering as a “Consumer” through the Services or otherwise using the Services in the capacity of a Consumer; whereby a Consumer may interchangeably be referred to as “Buyer” or “Seller” during registration and use of the Services. For the avoidance of doubt, a user registered as a Consumer need not be a buyer or seller of property; in connection with the Services, a “Consumer,” “Buyer,” or “Seller” will refer to any user procuring information about real estate agents that makes use of the applicable Services.

  1. Registering as a Consumer

    To benefit from all the features of the Services available to Consumers, you must register through the Services as a Consumer by following the online prompts. You will be asked to provide certain information including your name and contact details. Additionally, you may login using third party account information, which may be requested from you at the time of login; whereby a third party includes, without limiting generality of the foregoing, Facebook, Twitter, LinkedIn or any such third party platform that may be integrated into the Services from time to time. If you do so, you authorize us to access and use certain account information in accordance with the respective third party platform policy where applicable. You must ensure that the information provided upon registration is correct, complete and not misleading, including information from a third party account. You should also inform us promptly of any changes to the information provided in order to ensure effective communication with the Company.

    By registering as a Consumer, or otherwise using the Services, you are forming a contract with us. The contract between us will consist of your registration details, these Terms and Conditions and our Privacy Policy.

  2. Provision of Services to Consumers

    Following registration, certain services will be made available to you free-of-charge. The Services include the ability to anonymously or identifiably view and access information about Agent (each, a “Profile”), ability to search and access specific Listings by answering a set of predetermined questions (each, a “Matching Quiz”), the ability to communicate with an Agent through a two-way messaging system (each, a “Message”) and the ability to post feedback in relation to any Agent you have used as a result of your use of the Services (“Feedback”).

    By transmitting a Message you represent and warrant that you have a genuine interest in procuring information about an Agent or otherwise retaining such Agent.

    You must only post Feedback for an Agent that you have used as a result of your use of the Services, or have otherwise transacted with. In using the Services you agree that the content of any Message or Feedback that you post is in compliance with the provisions of the “Acceptable Use Policy” as set out in Part E below.

    Full details of the Services available to Consumers will be published on the Website from time to time.

  3. Our Responsibilities to you

    The Services will be provided to you by the Company with reasonable skill and care and in accordance with the Terms of Use. However, by using the Services as a Consumer, you acknowledge and agree to the following limitations and disclaimers.

    The Company cannot guarantee the accuracy, integrity or quality of any information provided by third parties and viewed through the Services. This includes, without limitation, any information contained within a Profile or any Messages that you may receive from Agents.

    If you use the Services, you acknowledge and agree that the Company does not endorse or recommend any of the Agents utilizing the Services or their respective Profiles thereof. You acknowledge and agree that the Company does not check or verify any information posted on or transmitted through the Services by Agents. You acknowledge and agree that you shall be solely responsible for checking and verifying any information accessed on or received through the Services before acting on or placing any reliance on said information. If you so choose to contact any Agent as a result of information accessed via the Services you agree that you do so entirely at your own risk.

    If you use the Services you also acknowledge and agree that information contained in any Profile are intended to be indicative only and will not form the basis of a binding contract between you and any Agent. If you choose to retain an Agent to carry out any work for you as a result of your use of the Services, (each, a “Work”), the Company strongly recommends that you conclude your own written agreement with them clearly detailing specifics regarding the Work, including price or commission to be paid. The Company shall not be a party to any agreement or contract which you conclude with an Agent as a result of your use of the Services.

    You hereby agree that the Company will not under any circumstances have any responsibility to you or liability to you for the performance or quality of any work that is carried out by an Agent.

PART D – TERMS APPLICABLE TO AGENTS

Part D of these Terms of Use sets out those terms and conditions applicable to persons or businesses (each, a “Agent”) registering as a “Agent” through our Services or using our services in the capacity of an Agent.

  1. Registering as an Agent

    In order to benefit from all available features of the Services, you must register through the Services as an Agent by following the online prompts. You will be asked to create a Profile by providing certain information about yourself or your business, which may include, your name, business name, photo, summary of languages spoken, locations served, areas of expertise, video and contact details. Additionally, you may login using third party account information, which may be requested from you at the time of login; whereby a third party may include, without limiting generality of the foregoing, Facebook, Twitter, LinkedIn or any such third party platform that may be integrated into the Services from time to time. If you do so, you authorize us to access and use certain account information in accordance with the respective third party platform policy where applicable.] You must ensure that the information provided upon registration is correct, complete and not misleading, including information from a third party account. You should also inform us promptly of any changes to the information provided in order to ensure effective communication with the Company.

    By registering or otherwise using the Services, you are forming a contract with us. The contract between us will consist of your registration details, these Terms and Conditions and our Privacy Policy.

  2. Provision of the Services to Agents Following registration, the Company will make certain Services available to you. The Services include the ability to have a searchable and viewable public Profile (each, a “Profile”), the ability to communicate with a Consumer through a two-way messaging system (each, a “Message”), and the ability to view Feedback and post a response to any Feedback received as a result of your use of the Services (each, a “Response”).

    You must ensure that any information you post to or transmit via the Services including, without limitation, any content contained in the Profile and Messages, complies with the provisions of our “Acceptable Use Policy” as set out in Part E below.

    Full details of the services available to Agents will be published on the Website from time to time.

  3. Membership and Payment Terms In order to have your Profile published in the Services and in order to transmit Messages and post a Response, Agents must become a member by purchasing a membership and paying the applicable subscription fees (the "Subscription Fees"). Information about our Subscription Fees will be posted on the Website from time to time.

    By creating a viewable and searchable Profile or by transmitting Messages to a Consumer, you are entering into a legally binding contract to pay the notified Referral fee (the “Referral Fee”) in the event that you or your business are retained by the Consumer to perform Work. Full details of the applicable Referral Fee will be shown to you prior to [purchasing a membership]. You agree to pay the applicable Referral Fee if you or your business are retained to perform Work regardless of any subsequent interaction with the Consumer.

    Unless otherwise stated, all currency amounts are quoted in the currency of country in which the Work was performed. You are responsible for paying all fees and applicable taxes with a valid payment method by the applicable payment due date. If your payment method fails or your account is past due, the Company may collect the fees owed using other collection mechanisms including, but not limited to, charging other payment methods on file, utilizing collection agencies and retaining legal counsel. You agree to reimburse the Company for any reasonable costs and expenses incurred in the course of collecting accounts past due. Any amount not paid when due shall be subject to late fees at a rate of 2% per month (or the maximum amount allowable by applicable law, whichever is less). Additionally, overdue accounts may be subject to suspension or restrictions from some or all aspects of the Services until payment is made in full.

    In order to pay for your membership and/or to authorise us to deduct any Subscription and/or Referral Fees, you are required to register a valid form of payment. You hereby accept responsibility for checking the details of your registration and payment methods carefully and for identifying any errors before submitting your registration. The Company is not obligated to provide you with the Services in the event that your payment information is incorrect.

    Please note that payments made for Subscription Fees are non-refundable irrespective the number of Messages sent, Profile views, or Work made available to you and irrespective of whether or not you created a Profile.

    By becoming a member you agree that your membership will renew automatically every subscription period and that the Subscription Fee will be automatically charged to your preferred payment method. You are responsible to notify us in writing at least thirty (30) days before the renewal date if you do not wish to wish to renew your membership. You can cancel your subscription at any point by contacting us at support@fivewalls.com

  4. Our Responsibilities to you

    The Company will provide the Services to you using reasonable skill and care and in accordance with these Terms of Use.

    By using the Service, you hereby acknowledge and agree to terms and conditions set forth in the Network Agreement found in Schedule A.

    Further, if you use the Services as an Agent you acknowledge and agree that the Services the Company provides are subject to the following limitations and disclaimers:

    You acknowledge and agree that the Company will invite or enable Agents to create Profile on criteria which the Company (in its absolute discretion) may determine from time to time. In addition you acknowledge that the number of Messages which may be transmitted to or from a Consumer in relation to your Profile or Feedback may be limited in number. Accordingly, the Company does not provide any guarantee that registering as an Agent will result in Messages or Work even if you have purchased a membership. Nor can the Company guarantee that your use of the Services will result in you receiving any work.

    You acknowledge and agree that the Company does not check or verify authenticity of a Consumer’s identity, details any Messages that are transmitted or Feedback that is posted. The Company cannot guarantee the accuracy, integrity or quality of Consumer information, Messages, or Feedback or other Material (as defined below) which is posted by third parties.

    By registering as an Agent you also understand and agree that Consumers who have used your services will be able to provide Feedback and that the Company may give you a rating based on the Feedback submitted.

    The Company does not actively monitor, check or verify the Feedback posted. Accordingly, you acknowledge and agree that the Company will not under any circumstances be held responsible or liable to you for any Feedback which is posted by any Consumer. Additionally, you acknowledge and agree that the Company is not obliged to become involved or intervene in complaints or disputes concerning Feedback or otherwise, although the Company reserves the right to do so.

    You may, if you feel that Feedback is misleading or libellous, contact us through the information under the “Breach of Terms of Use” provision as set out in Part E below.

  5. Your Responsibilities

    You agree to abide by the Terms of Use when using the Services.

    You agree to and accept full and sole responsibility for checking and verifying information about a Consumer that you communicate or otherwise come in contact with through the Services, including any information provided to you by Consumer through a Message, before you agree to undertake any Work for a Consumer. You agree and acknowledge that the Company accepts no responsibility for any terms agreed upon by you and any Consumers that you communicate with or otherwise come in contact with through the Services.

    You hereby accept responsibility for complying with all applicable laws and regulations in your dealings with Consumers and for the performance and quality of any work which you agree to undertake.

    By registering as an Agent and by using the Services, you are agreeing to indemnify the Company and hold us harmless from any costs, losses or claims which may result from any information you submit or transmit via the Services or from any work which you agree to perform for any Consumer.

PART E – GENERAL TERMS APPLICABLE TO ALL USERS

Part E of these Terms of Use sets out those terms and conditions applicable to all users of the Services including, without limitation, Consumers and Agents.

  1. Passwords and Security

    If you register to use the Services, you will have a username (email address) and password (together, “ID”). You hereby agree to keep your ID confidential and to refrain from disclosing or sharing it with anyone. You acknowledge and agree that you are solely responsible for preventing the unauthorised use of your ID.

    If you believe there has been a breach of security including, without limitation, the disclosure, theft or unauthorised use of your ID, you must notify us immediately. If the Company reasonably believes that your ID is being used in a manner not permitted by these Terms of Use, the Company reserves the right to suspend and/or block access from your ID until the issue has been resolved.

  2. Contacting Users

    The Company reserves the right to contact Consumers and Agents through their provided contact information for the purpose of requesting feedback for the Services.

    The Company will not use the contact information provided by users for any reason other than those set out in the Terms of Use and in the Privacy Policy.

  3. Acceptable Use Policy

    The Services allow users to create, edit and submit material for inclusion on or transmission through the Services, including, without limitation, creating Profile, transmitting Messages, posting Feedback and posting Response (collectively, “Material”). Although the Company does not seek to monitor or control the submission of Material, the Company does reserve the right to delete, move and edit any Material submitted where, in our sole and absolute discretion, it is considered prudent or necessary to do so.

    You hereby agree to comply with all applicable laws and regulations when using the Services. You also acknowledge and agree that you are solely responsible for all Material that you submit for inclusion on or transmission through the Services.

    You hereby ensure that all Material you transmit through the Services is lawful and honest. In particular, but without limitation, you agree that you will refrain from posting or transmitting through the Services any Material that:

  4. Unauthorized Use

    Any unauthorized use of the Services is expressly prohibited. The Company reserves the right, at its sole discretion, to immediately suspend or terminate access to the Services should your conduct fail or appear to fail to strictly conform to any of the provisions within the Terms of Use.

  5. Disclaimers

    Although the Company endeavours to ensure that the information available on or through the Services is correct, up to date and accurate, the Company does not in any way warrant the accuracy and completeness of such material. In particular, but without limitation, please note that the Services permit you to access and receive information supplied by third parties. The third parties submitting this information are responsible for ensuring that any Material submitted is accurate and complies with relevant laws and codes. The Company will not be responsible to you for the conduct of any such third party or for any error or inaccuracy in any Material they supply.

    Although the Company aims to offer you the best service possible, the Company makes no promise that the Services will meet your requirements. The Services are offered on an as-is and as available basis. The Company cannot guarantee that the Services will be fault- or virus-free or continuously available. Further, the Company cannot guarantee the timeliness of the Services or the costs of fees associated with their use. Your access to the Services may occasionally be restricted to allow for repairs, maintenance or the introduction of new facilities or services. The Company may modify or discontinue the Services, or any part thereof, at any time.

  6. LIABILITY

    UNDER NO CIRCUMSTANCES WILL THE COMPANY, OUR REPRESENTATIVES, AFFILIATES, SUPPLIERS, OR OTHER THIRD PARTIES WITH WHICH WE DO BUSINESS (OUR “BUSINESS PARTNERS”), BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING FROM OR RELATING TO THE USE OF THE SERVICES. THIS INCLUDES, BUT IS NOT LIMITED TO, ANY LOSS OF PROFIT, EARNINGS, ANTICIPATED EARNINGS, INTERRUPTION OR LOSS OF BUSINESS, OR ANY CONSEQUENTIAL LOSSES, PROBLEMS, OR FAULT HOWSOEVER ARISING OUT OF THE USE OF THE SERVICES.

    UNDER NO CIRCUMSTANCES WILL THE COMPANY, OUR REPRESENTATIVES, AFFILIATES, SUPPLIERS OR BUSINESS PARTNERS BE LIABLE TO YOU OR ANY PERSON WITH RESPECT TO DAMAGES INCURRED BY REASON OF ANY SERVICES OR GOODS RECEIVED THROUGH, ADVERTISED ON, OR PROVIDED BY THE SERVICES. UNDER NO CIRCUMSTANCES WILL THE COMPANY, OUR REPRESENTATIVES, AFFILIATES, SUPPLIERS OR BUSINESS PARTNERS BE LIABLE FOR THE ACTS, OMISSIONS OR CONDUCT OF ANY THIRD PARTY USERS OF THE SERVICES, ANY AGENTS, CONSUMERS, ADVERTISERS OR SPONSORS OF THE SERVICES.

    WITHOUT LIMITING THE FOREGOING IN THIS SECTION ENTITLED “LIABILITY” THE LIMIT ON THE COMPANY’S (INCLUDING OUR REPRESENTATIVES, AFFILIATES, SUPPLIERS OR BUSINESS PARTNERS) TOTAL CUMULATIVE LIABILITY TO YOU OR ANY PERSON FOR ANY CLAIMS ARISING FROM OR RELATING TO THE SERVICES WILL BE LIMITED TO A MAXIMUM OF $10 CANADIAN DOLLARS.

    SHOULD A JURISDICTION THAT DOES NOT ALLOW THE EXCLUSION OF INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES APPLY TO THESE TERMS OF USE, THE TOTAL LIABILITY TO YOU OR ANY PERSON IN CONNECTION WITH ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES WILL BE LIMITED BY THE ABOVE PARAGRAPH OF THIS SECTION ENTITLED “LIABILITY.

    YOU AGREE AND ACKNOWLEDGE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY ANY CLAIM OR CAUSE OF ACTION ARISING FROM OR RELATING TO THE SERVICES MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH A CLAIM OR CAUSE OF ACTION ARISES OR BE PERMANENTLY BARRED.

    THE FOREGOING SHALL NOT APPLY TO THE EXTENT PROHIBITED BY THE APPLICABLE LAW.

  7. Indemnity

    You hereby agree to indemnify the Company, our representatives, affiliates, suppliers and Business Partners, and hold all of us harmless from any and all claims and expenses including, without limitation, attorney’s fees, arising from or relating to: (i) any User-generated content that is contributed to our Website and Services; (ii) any misuse of our Website, the Services, or any content; (iii) any person’s use of any ID provided to you in relation to the Services, regardless of whether such use is authorized by you; (iv) any breach by you of any of these Terms of Use; (v) any breach of contract between you and any other user of the Services, including Consumers and Agents; and (vi) any breach by you of any law or regulation or any rights of any third party.

  8. Term and Termination of Services

The Terms of Use will continue to be in effect as long as the Services continue to be provided and/or used by you, unless specifically terminated earlier by us or by you.

You may cancel your registration for the Services at any time. In order to cancel your registration and terminate your agreement pursuant to these Terms of Use you must instruct the Company to do so in writing, and send your notice of cancellation to the address set out below under the section “Breach of Terms of Use”.

The Company reserves to right to terminate the Services in their entirety at our sole discretion at any time with or without notice. Additionally, the Company may suspend or cancel your registration and/ or terminate your access to the Services at our sole discretion at any time with or without notice. By using the Services you agree that we may terminate or suspend your access to the Services for reasons including, without limitation: (i) notification of any breach of the Terms of Use, or any indication of a clear intent to do so; (ii) any requirement to terminate access under applicable law; or (iii) any such time when the Company ceases to provide or otherwise discontinues the Services in the jurisdiction where you have access to it.

Upon the cancelling, termination, or expiration of these Terms of Use, you will stop using the Services and shall promptly pay any Subscription and/or Referral Fees that are due or become due on or prior to the date of such cancellation, termination or expiration.

The Sections that will survive termination or expiration include but are not limited to the sections entitled: “Accepting the Terms of Use”, “Breach of Terms of Use”, “Intellectual Property”, “Acceptable Use Policy”, “Liability”, “Indemnity”, “Term and Termination of Services” (last paragraph), “General”, and any provisions related to then unpaid Subscription and/or Success Fees until such time as all such fees have been paid in full.

  1. Changes to Terms of Use

    The Company reserves the right to change the Terms of Use from time to time, at any time. The most current version will always be viewable at fivewalls.com/tos. If the revision, in our sole discretion, is deemed to be material we will notify you in the application or via e-mail.

    The Company may, but is not required to, ask you to confirm your consent to any revisions to the Terms of Use. If we do not do so, any continued use of the Services after the changes have been posted and have come into effect will be deemed consent and agreement to abide by the revised Terms of Use. If you do not agree to any revisions made to the Terms of Use you must immediately discontinue the use of the Services and instruct us to disable your ID.

    The Company reserves the right to change or modify the functionality, features, appearance, or name of any aspect of the Services, including but not limited to the Website and any applications.

  2. Breach of Terms of Use

    It is the policy of the Company to investigate and respond to any claims or perceived instances of breach of the Terms of Use, including without limitation any intellectual property infringement.

    Notices of alleged breaches should be directed to:

    Fivewalls Inc. Attention: Corporate Secretary Email: support@fivewalls.com

    You should indicate "Notice of Breach" in the subject line of all such notifications and include in each such notice a reasonably detailed description of the action allegedly in breach of the Terms of Use.

  3. Intellectual Property

    The content of the Services, including without limitation any and all information, content, links, reports, data, databases, tools, e-mail, code, photographs, pictures, video, postings, graphics, interfaces, web pages, text, files, software, product names, company names, trade-marks, logos, trade names, or other materials contained on or in the Services is the “Content”. The Content includes materials contributed to the Services by or on behalf of the Company and its affiliates, licensors, or Business Partners, and materials contributed to the Services by users (“User-generated Content”).

    The Services and all Content, materials, data and other information created by the Company and its affiliates, licensors, or Business Partners, are protected by copyrights, trademarks, service marks, patents, trade secrets and/or other proprietary rights and laws. The Company owns and retains all rights, title, license and interest therein and thereto. Unless expressly authorized by the Company or otherwise permitted in accordance with applicable law, you hereby agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works of any part of the Services or Content. Any access or use of the Services or Content for commercial purposes other than those expressly permitted by the Company is prohibited.

    You hereby accept that the Company is not liable for any User-Generated Content found on the Services or in the Content. Any content submitted to the Services must be in keeping with the “Acceptable Use Policy” as set out in this Part E. By virtue of submitting User-Generated Content to the Company including, without limitation, any Feedback provided, or otherwise making it available for display through the Services, you are hereby granting the Company a royalty-free, unrestricted, non-exclusive license to utilize, modify, reproduce, distribute, publish, and incorporate the User-Generated Content into any part of our Content or Services.

  4. Privacy and Automatic Information

Our Services includes areas where you are requested to input personal information. Any information you submit to us shall be subject to the terms of our Privacy Policy. While the Company will make all reasonable efforts to protect the security and privacy of the user data and information collected, the Company does not guarantee the security of any user data.

The Company uses “cookies” and other forms of automatic information collection throughout the Services. Further material about automatic information and how the Company uses them can be found in our Privacy Policy. By registering you are consenting to our use of cookies and other forms of automatic information in the ways described in our Privacy Policy.

  1. Anonymized User Data

    In using the Services you hereby grant the Company full rights to anonymize your data and information so that it does not identify you as a user, identify specific transactions carried out by you, or contain any other confidential user information (“Anonymous Data”). You agree that the Company: (i) has full ownership over Anonymous Data; (ii) has full license to create derivative works and extract information from Anonymous Data; (iii) has full license to combine Anonymous Data (hereafter “Aggregate Data”); (iv) has the right to use the Aggregate Data on an Aggregate Basis (as defined below) only in the furtherance of the Company’s business; and (v) may disclose, sell and publish Aggregate Data on an Aggregate Basis to any party through any means.

    The Company is prohibited from disclosing user information other than on an Aggregate Basis (as defined below), except in accordance with the Privacy Policy or with your express consent.

    Aggregate Basis” refers to the combination of parts of information collected or processed from the user, not containing the user’s name, with other information from any or all other users of the Services including, without limitation, Consumers and Agents. The Company asserts that user information used on an Aggregate Basis will not be used in a manner that discloses any individually identifiable information about the user or any specific transactions in which the user has engaged.

  2. International Data Use

    In agreeing to these Terms of Use and otherwise utilizing the Services you hereby expressly consent to the transmission, collection, storage, processing and use of your User Data, User Content and Analytics within, from and to the United States, Canada, and to the country where you are located (if not in the United States or Canada).

  3. General

    These Terms of Use serve as the complete and exclusive agreement between you and the Company. These Terms of Use supersede and replace any and all previous discussions, negotiations, understandings and agreements, written or oral, regarding any or all of the subject matter herein. No term of this Terms of Use will be deemed waived by reason of any previous failure to enforce it. No term may be waived except in writing, signed by the party waiving enforcement.

    Any provision deemed invalid by a court of competent jurisdiction shall be enforced to the extent permissible. No provision deemed invalid either in part or whole shall affect the validity of the remaining provisions within the Terms of Use.

    Except as otherwise expressly provided by these Terms of Use the Company will not be held liable for failure or delay in performance under these Terms of Use due to any cause beyond our reasonable control.

    The Company may assign these Terms of Use, in whole or in part, without notice to you at any time. Your rights under these Terms of Use are in no way transferrable, in whole or in part, without our prior written consent.

    All notices regarding the Terms of Use and the Services will be provided in writing by e-mail or by post using the contact information provided by you upon registration. Notice will be deemed given one (1) business day after e-mail transmission from the Company to you, or two (2) business days after the date of posting.

    The headings used in the Terms of Use are for reference purposes only and have no legal or contractual significance. No provision of the Terms of Use shall be interpreted against a party merely because that party or its legal representative drafted said provision.

    If a discrepancy is found in any translation of these Terms of Use then the English language version shall prevail.

  4. Applicable Law

    These Terms and Conditions will be subject to the laws of the Province of Ontario, and the laws of Canada applicable in connection therewith, and you hereby irrevocably agree to the jurisdiction of the Ontario courts to resolve any disputes between us.

Effective: September 23, 2015